Official National Association of Realtors logo

Should I Call My REALTOR®?: The Ugly Truth About Procuring Cause

Have you ever been driving down the street and seen an open house sign and thought, “I don’t want to bother my REALTOR®. I’ll just pop in and take a look. If I like it, I’ll call my REALTOR® and have them write up an offer.” Or have you ever seen a sign for a… continue reading

Scottsdale home for sale pictured for adjustable rate mortgages

The Case for ARMs

The following article was originally published on Aaron Lending, LLC’s website. We decided to share it with you because it’s full of helpful information about adjustable rate mortgages as well as several real world scenarios. I will admit that as a borrower, Adjustable Rate Mortgages (ARMs) always scared me a little. I didn’t like the… continue reading

aerial view of Scottsdale homes

Applying for a Mortgage: Broker vs. Bank

Today’s post from Aaron Lending, LLC addresses the topic of applying for a mortgage and whether you should consider a broker or a bank (e.g., credit union, national bank, online bank, etc.). When shopping for a home mortgage or looking to refinance you have a lot of options. You could go through a local credit… continue reading

photo of foyer in Scottsdale luxury home

Best Ways to Avoid Paying Mortgage Insurance

Mortgage insurance. Just another scary, necessary part of buying a home, right? For some, it may be necessary at first. But it doesn’t have to be scary. Aaron Lending recently published an article about mortgage insurance, which does an excellent job of explaining the different forms of mortgage insurance – MIP vs. PMI – and… continue reading

aerial view of Paradise Valley house

Phoenix Mortgage Rates vs. Normalcy Bias

Normalcy bias. It’s probably a term you’ve heard once or twice before, and maybe even learned about in school. Either way, we’re going to dig into it again today to see how it applies to Phoenix area mortgage rates. The normalcy bias is a mental state that causes people, faced with unfamiliar situations, to underestimate… continue reading

cactus blossom in bloom

The Phoenix Spring Selling Season Couldn’t Wait…

  Phoenix’s spring selling season is underway! Okay—it’s understandable if that seems like a somewhat premature announcement, but it is verifiable from any number of sources. Never mind that this year, spring doesn’t officially arrive until March 20…but that’s only what astronomers say (and they can’t even decide whether Pluto is a planet). Meteorologists take issue… continue reading

flier about foreclosure

A Phoenix Area Foreclosure Needn’t Disqualify Responsible Applicants

There is encouraging news for some prospective homeowners with a foreclosure in their recent past: more common sense seems to have entered the picture.

screenshot of FIRPTA form

Foreign Investors Beware – FIRPTA

If you are a foreign person or non-resident alien purchasing or selling real estate in Arizona you need to be aware of the section of the residential purchase contract that explains your potential tax obligations.

homestreet home loans logo

New Changes to Mortgage Loan Disclosures

Ask us anything regarding buying and selling a home in Arizona and we can help you. Ask us about the new laws regarding the Dodd-Frank TILA-RESPA Integrated Disclosure Rule and we turn to Matt Baker, Loan Officer extraordinaire with HomeStreet Home Loans. Below are the comments from Mr. Baker regarding the changes that will go into effect on August 1st, 2015.

hand signing real estate contract

Who Can Sign to Buy a Home?

The manner in which real property is titled can be critical to keeping title clear of “clouds” or flaws. In order to have a properly titled and insurable deed to your property it must be executed by the party who has the actual legal authority, under the laws of the State, to convey the title. Additionally, all parties with any interest in the property must be accounted for. While each situation can be different, the following may be used as a guide.

© 2017 Coldwell Banker Real Estate LLC. A Realogy Company. All Rights Reserved. Coldwell Banker Real Estate LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each Coldwell Banker Residential Brokerage Office Is Owned And Operated by NRT LLC. Coldwell Banker, the Coldwell Banker Logo and “We Never Stop Moving” are registered service marks owned by Coldwell Banker Real Estate LLC. All information contained herein is believed to be accurate, but is not guaranteed. Such information should be verified by the recipient.