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Tag Archives: home buying tips
The Importance of a Good Faith Estimate – Part 3
In my last article, The Importance of a Good Faith Estimate – Part 2, I described the first category of charges on a Good Faith Estimate (GFE), the ones that cannot change once they are quoted. Next, we’re going to take a look at the second category of GFE charges, charges that can change by up to 10%. Continue reading…
The Importance of a Good Faith Estimate – Part 2
In my last article, The Importance of a Good Faith Estimate – Part 1, I explained what a Good Faith Estimate is and how it is broken down into three categories: charges that cannot increase, charges that can increase by up to 10%, and charges that can change. Today, I am going to describe which charges fall into the first category, charges that cannot change. Continue reading…
The Importance of a Good Faith Estimate – Part 1
Clients usually ask two questions right off the bat when they talk to lenders: “What’s the interest rate?” followed by “How much is that going to cost me?” The first question is pretty straightforward but the second can be a bit more complicated to answer. There are several closing costs associated with financing a home and they can vary from lender to lender. Continue reading…
Posted in For Buyers
Tagged down payment, escrow, home buying tips, insurance, mortgage rates, taxes
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Three Most Important Items to Bring When House Hunting
As a Buyer’s Agent, I am often asked by home buyers what they should bring with them when we go house hunting together. Although you don’t *really* need to bring anything with you, here are the three most important items I recommend you bring with you to make the most of any tour you take of a home. Continue reading…
Pre-Qualified vs. Pre-Approved Mortgages & Their Differences
While you may only need to get pre-qualified in order to obtain a Pre-Qualification Form, I’d like to discuss why you need a full pre-approval. Continue reading…
Posted in Arizona Real Estate News, For Buyers
Tagged contracts, credit, down payment, home buying tips
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Why choose a tech savvy REALTOR®?
In today’s ever-changing housing market, having a tech savvy REALTOR® isn’t just an advantage, it’s a necessity. So, if you’re looking to get the most out of your real estate experience, choose a REALTOR® who can put the latest advances in real estate technology to work for you! Continue reading…
All About Down Payments in Arizona
There are over 50 different terms to negotiate in Arizona’s Residential Resale Real Estate Purchase Contract. The next term I’m going to discuss today is the down payment. Although down payments tend to be less negotiable, they are still as important, if not more important, to an offer’s chances of being accepted by a home seller. Continue reading…
Posted in Arizona Real Estate News, For Buyers, For Sellers
Tagged contracts, down payment, escrow, FHA loan, home buying tips, home selling tips, mortgage rates
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Condo vs. House: Which property has appreciated more in 2012?
Thanks to the two latest graphs below from The Cromford Report, we can tell a lot about the differences between the single family (SFR) market and the condominium (condo) market here in the East Valley – which includes Scottsdale, Paradise Valley, Fountain Hills, Phoenix, Tempe, Chandler, Mesa, and Gilbert. Continue reading…
